Millions of couples can use spousal benefits to boost their budgets in retirement.

Over 2.5 million people in the United States receive Social Security benefits, and more become eligible each year. If you are eligible for benefits, here’s what you need to know to apply. Before ...

Q: I will be 65 years old soon. Do I have to wait for my Medicare until age 70 if I am going to wait until age 70 to start my retirement benefit? A: Even if you have decided to wait until after you ...

There have been a lot of Social Security changes so far in 2025, and that can leave you feeling pretty nervous if you depend on your checks to cover your basic expenses. Some of the changes have sent ...

Q: I am going to retire at the end of this year and would like to start my Social Security benefits in January. When is the best time to apply? A: Now is the time to prepare. We recommend you apply ...

Spousal benefits are available to current spouses and some ex-spouses of qualifying workers. Claiming early can reduce your spousal benefit by up to 35%. You'll only get a spousal benefit if it's ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Turning 65 and thinking about retiring and claiming Social Security? Depending on your budget and means, you might want to hold off. That's because your monthly Social Security benefit may be higher ...

If you are retiring soon, you should have submitted your retirement application, usually through the Online Retirement Application (ORA) system. Retirement involves important, sometimes irreversible ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...