In a shift that could spur broader adoption of Roth retirement accounts by both employers and workers, higher-income employees who make catch-up contributions to a workplace plan in 2026 will see a ...

In September, the IRS finalized a rule that changes how high-income workers ages 50 and older can make catch-up contributions to their 401(k) and similar workplace plans. Starting in 2027, these ...

Older Americans making catch-up contributions to their 401(k) plans could be hit with a higher tax bill this year. Under a law that went into effect on Jan. 1, higher-income workers making catch-up ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...

Catch-up retirement contributions have felt like a no brainer for workers over 50. Why not save more later in your career if you can, and lower your tax bill at the same time? However, a key provision ...

Workers ages 50 and older can make catch-up contributions in a 401(k). Starting this year, higher earners will be barred from making pre-tax catch-ups. It's important to plan for that, since it could ...