With today's array of payment choices, a business owner usually needs both a business checking account and a merchant account. Understanding the difference and purpose of each will help you ...

If you want to accept credit cards from your customers, you will need a merchant account. Merchant processors accept credit card transactions for a fee, and connect transactions with your business ...

Merchant accounts are essential if you want to run a business that accepts debit and credit card payments. Not doing so can impede on your ability to attract customers and grow your business. Luckily, ...

Long gone are the days of bartering for products, and cash is no longer king. These days, customers want the convenience and security of using a credit or debit card to make their purchases. This ...

A high-risk merchant account allows some businesses that are considered high risk to accept credit and debit card payments. Many, or all, of the products featured on this page are from our advertising ...

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Q: What do you consider a high-risk merchant? And if I am one, can I still get a merchant account? A: There are many examples of high-risk merchants, such as telemarketers (inbound or outbound), ...

Some businesses may fall into specific industry categories or have high chargeback or refund rates. Unbeknownst to many of these companies, merchant account providers and credit card processors may ...

Our expert team of writers and researchers worked to identify the best payment processing and merchant account providers by focusing on the factors small businesses care about most – value for money, ...