President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Consumer credit is less expensive elsewhere in the world because of greater competition and tougher regulation.

Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.

Even households long considered financially secure are feeling the pressure.

Americans collectively owe $1.233 trillion in credit card debt, with nearly half of all cardholders carrying balances month ...

President Trump started 2026 with new fights on many fronts, including one that may even excite the left-wing flank in Washington — a battle with the consumer lending industry. On Truth Social last ...

Credit card debt relief is gaining attention as balances cross $1.1 trillion and interest rates stay above 21%. In 2026, select Americans may qualify for debt forgiveness through issuer programs.

Overall, American household debt — which, aside from credit card debt, includes mortgages, car loans and student loans — is ...

If you were waiting for your credit card interest rate to plummet to 10% on Jan. 20, don't hold your breath.

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

A decades-long drive to cap credit card interest rates has received a sudden jolt from President Donald Trump — and ...

Paley said high rates make it difficult for people to make progress on paying down balances, especially when interest ...