USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage ...

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

FHA recently announced a change to its boarder rental income guidelines, and it could mean expanded affordability for ...

The USDA funding fee comes in two forms: an upfront funding fee of 1% of the total amount borrowed and an annual funding fee ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

USDA direct loans are more challenging to qualify for but offer lower monthly costs. USDA guaranteed loans are more widely available but have slightly higher, although still competitive, interest ...

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...